Terms & Conditions
Privacy Policy
Effective Date: July 10, 2025
Last Updated: July 10, 2025
At In Sickness, Health & Wealth, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you interact with our services.
1. Information We Collect
We collect personal information you provide, including:
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Contact details (name, email, phone number)
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Health-related concerns you choose to share
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Payment information (if applicable)
Additionally, we may collect non-personal information through website analytics to improve our services.
2. How We Use Your Information
Your information is used to:
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Provide coaching and advocacy services
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Process payments and manage appointments
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Communicate updates, resources, and newsletters
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Comply with legal and regulatory requirements
3. Information Sharing and Security
We do not sell or share your personal data with third parties without your consent, except when required by law. We implement security measures to protect your information from unauthorized access.
4. Your Rights
You may request access, correction, or deletion of your data at any time. If you have concerns, please contact info@insicknesshealthandwealth.com
5. Updates to this Privacy Policy
We may update this policy periodically. Changes will be posted on our website with the updated effective date.
Terms of Service
Effective Date: July 10, 2025
Welcome to In Sickness, Health & Wealth. By using our services, you agree to the following terms:
1. Services Provided
We offer healthcare coaching, advance care planning, and advocacy services. These services are informational and do not replace medical advice.
2. User Responsibilities
You agree to provide accurate information and engage respectfully in coaching sessions. Our services require active participation to be effective.
3. Payment and Cancellation
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Payments for coaching sessions must be made before the scheduled appointment.
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Cancellations must be made 72 hours in advance for a full refund.
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No-shows may be charged in full.
4. Confidentiality
All discussions are kept confidential, except in cases where disclosure is required by law (e.g., safety concerns or legal obligations).
5. Limitation of Liability
We do our best to provide accurate and valuable guidance. However, we are not responsible for decisions made based on coaching sessions.
6. Changes to Terms
We reserve the right to update these terms. Continued use of our services implies acceptance of any changes.



